Individual NOW Account

The Individual NOW account earns interest depending upon the balance maintained in the account. A $1,500.00 deposit will open a NOW account, and there is no monthly fee if the balance does not drop below $1,500.00 at any time during the statement cycle. The NOW account is a limited-activity account, with 25 free checks per statement cycle. Beginning with the 26th check, a $0.20 per check fee is charged. It is considered a "tiered" account, and the interest rate is determined according to the following schedule:

  • $0.00 – 7,000.00
  • $7,000.01 – 12,000.00
  • $12,000.01 – and above

Individual NOW Service Charge Schedule

$1,500.00 or more

FREE

$1,000.00 – 1,499.99

$7.00

$ 750.00 – 999.99

$8.00

$ 500.00 – 749.99

$9.00

$ 000.00 – 499.99

$10.00

  • Monthly bank statement summarizing checking activity
  • Free Automatic Transfers available
  • Free Direct Deposit
  • Free Money Orders 
  • Free Notary Public Service
  • Bank By Mail service available
  • VISA® Check / Cash Card with approved application and $10.00 annual fee